Vivriti Finance Limited Unlisted Share Price Today (Live)
₹425
All documents are provided for informational purposes and are subject to regulatory disclosures.
| Particulars | FY25 | FY26Latest |
|---|---|---|
| Interest earned | 1,286 | 1,560▲21% |
| Interest expended | 704 | 847▲20% |
| Other income | 20 | -48.8▼344% |
| Operating expenses | 242 | 282▲17% |
| Provisions & contingencies | 194 | 251▲29% |
| PAT | 359 | 36.7▼90% |
| EPS (₹) | 32.94 | 3.36▼90% |
| Gross NPA (%) | 1.89 | 2.2▲16% |
| Net NPA (%) | 0.71 | 1.18▲66% |
| Particulars | FY25 | FY26Latest |
|---|---|---|
| Share capital | 108.98 | 109.29▲0% |
| Reserves | 3,237 | 3,293▲2% |
| Deposits | 0 | 0 |
| Borrowings | 8,043 | 9,379▲17% |
| Advances | 8,658 | 10,793▲25% |
| Investments | 2,031 | 2,065▲2% |
| Cash & balance | 1,003 | 666.6▼34% |
| Total assets | 11,972.88 | 13,847▲16% |
| Total liabilities | 11,972.98 | 13,847▲16% |
What it is: The residual holding entity of the original Vivriti Capital Limited, after both the NBFC business and the AMC business were carved out.
Business: Post-restructuring, VFL's substantive asset is its stake in Cred Avenue Private Limited (CAPL) — the group's technology and online debt-marketplace platform business. The stated rationale in the scheme was precisely this: separating the "on-line platform business" from the "lending/asset management business."
Key point for investors: VFL is now effectively a holding vehicle for a technology platform stake, not a lending business. It no longer holds an NBFC licence — that went with the NBFC undertaking. In the June 2024 valuation, CAPL was valued at ₹11,421.81 cr on a 100% basis, with VCL holding 49.92%.
| Name | Holding |
|---|---|
| Vineet Sukumar | 31.23% |
| Gaurav Kumar | 17.60% |
| Vivriti ESOP Trust | 14.91% |
| Others | 36.26% |
| Name | Designation | Linkedin Profile |
|---|---|---|
| Vineet Sukumar | Founder, MD | ![]() |
| Gautam Jain | Chief Business Officer | ![]() |
| Srinivasaraghavan Badrinathan | CFO | ![]() |
Coming soon...