DRHP Status : Not Filed
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| P&L Statement | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Revenue | 18 | 1149 | 1339 | 1654 |
| Cost of Material Consumed | 11 | 185 | 171 | 1115 |
| Change in Inventory | 0 | 3 | 10 | -0.7 |
| Gross Margins | 38.89 | 83.64 | 86.48 | 32.63 |
| Employee Benefit Expenses | 4 | 171 | 184 | 214 |
| Other Expenses | 216 | 766 | 904 | 244 |
| EBITDA | -213 | 24 | 70 | 81.7 |
| OPM | -1183.33 | 2.09 | 5.23 | 4.94 |
| Other Income | 823 | 142 | 158 | 211 |
| Finance Cost | 1 | 54 | 86 | 105 |
| D&A | 2 | 50 | 63 | 73 |
| EBIT | -215 | -26 | 7 | 8.7 |
| EBIT Margins | -1194.44 | -2.26 | 0.52 | 0.53 |
| PBT | 605 | 62 | 80 | 115 |
| PBT Margins | 3361.11 | 5.4 | 5.97 | 6.95 |
| Tax | 82 | 12 | -1 | 18 |
| PAT | 523 | 50 | 81 | 97 |
| NPM | 2905.56 | 4.35 | 6.05 | 5.86 |
| EPS | 47.81 | 4.79 | 7.75 | 9.28 |
Financial Ratios |
2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Operating Profit Margin | -1183.33 | 2.09 | 5.23 | 4.94 |
| Net Profit Margin | 2905.56 | 4.35 | 6.05 | 5.86 |
| Earning Per Share (Diluted) | 47.81 | 4.79 | 7.75 | 9.28 |
| Assets | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Fixed Assets | 4 | 125 | 154 | 172 |
| CWIP | 0 | 26 | 47 | 130 |
| Investments | 421 | 1146 | 1747 | 2389 |
| Trade Receivables | 26 | 72 | 77 | 68 |
| Inventory | 0 | 42 | 32 | 33 |
| Other Assets | 778 | 1209 | 1530 | 1566 |
| Total Assets | 1229 | 2620 | 3587 | 4358 |
| Liabilities | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Share Capital | 109.4 | 104.39 | 104.56 | 104.56 |
| FV | 10 | 10 | 10 | 10 |
| Reserves | 1074 | 533 | 621 | 727.44 |
| Borrowings | 1 | 455 | 733 | 839 |
| Trade Payables | 23 | 23 | 16 | 11 |
| Other Liabilities | 21.6 | 1504.61 | 2112.44 | 2676 |
| Total Liabilities | 1229 | 2620 | 3587 | 4358 |
Fino Paytech Limited, founded in 2006 and headquartered in Navi Mumbai, is a leading financial technology company specializing in banking, financial services, and insurance (BFSI) solutions. It acts as the promoter holding company for Fino Payments Bank and provides technology-driven financial inclusion services, including Business Correspondent (BC) services, biometrics, and digital payments across India.
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