PNB Finance And Industries Limited

7500 +0 (0%) 1Y
Price per Unit 7500
Minimum no. of Units 4
Enter Units
Investment Amount 0
Stamp Duty (0.015 %) 0
Final Amount 0
Unlisted shares

PNB Finance And Industries Limited

DRHP Status : Not Filed

7500

Current Price 7500
Market Cap 3872 Cr
ISIN INE057F01011
Face Value 10
P/E Ratio 2156.81
EPS 1.7
P/B Ratio 1.46
Book Value 8299.04
Debt to Equity Ratio 1.70
P&L Statement 2023 2024 2025
Revenue 0 1.1 0
Cost of Material Consumed 0 0 0
Gross Margins - 100 -
Change in Inventory 0 0 0
Employee Benefit Expenses 0.57 0.7 0.84
Other Expenses 2.7 2 0.8
EBITDA -3.27 -1.6 -1.64
OPM - -145.45 -
Other Income 11 10 10.5
Finance Cost 0 0 0.01
D&A 0 0 0
EBIT -3.27 -1.6 -1.64
EBIT Margins - -145.45 -
PBT 7.16 8.6 8.9
PBT Margins - 781.82 -
Tax 1.1 1.4 1.7
PAT 6.06 7.2 7.2
NPM - 654.55 -
EPS 18.94 22.5 22.5

Financial Ratios

 2023 2024 2025
Operating Profit Margin - -145.45 -
Net Profit Margin - 654.55 -
Earning Per Share (Diluted) 18.94 22.5 22.5
Assets 2023 2024 2025
Fixed Assets 0 0 0
CWIP 0 0 0
Investments 1920 3317 3797
Trade Receivables 0 1 0
Inventory 0 0 0
Other Assets 17 14 18
Total Assets 1937 3332 3815

 

Liabilities 2023 2024 2025
Share Capital 3.2 3.2 3.2
FV 10 10 10
Reserves 1530 2626 3292
Borrowings 0 0 0
Trade Payables 0.25 0.02 0.15
Other Liabilities 403.55 702.78 519.65
Total Liabilities 1937 3332 3815

 

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Name Holding
Bodies Corporates 68.32%
Indian Public 28.31%
Others 3.37%

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PNB Finance and Industries Limited, initially established in 1894 as The Punjab National Bank Limited, has a history of transitioning from banking to financial investments. 

The company's name was changed to PNB Finance Limited in 1976 after the banking business was acquired by the Central Government. In 1981, it further transformed into PNB Finance and Industries Limited, reflecting its expanded focus on investments in shares, debentures, and other securities. 

The company is currently a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India.

Click here to visit the official website of PNB Finance and Industries Limited.

Strengths:

  1. Strong Financial Backing: As part of the PNB group, PNBFIL benefits from robust financial support and enhanced credibility in the market. ​

  2. Diverse Investment Portfolio: The company maintains a diversified portfolio, including investments in mutual funds, bonds, equity shares, and fixed deposits, aiding in risk management and income stability.

  3. Established Market Presence: With a long-standing presence in the financial services sector, PNBFIL has built a reputable brand, fostering trust and reliability among stakeholders.

  4. Regulatory Compliance: The company's adherence to Reserve Bank of India (RBI) regulations and its classification as a Non-Banking Financial Company-Base Layer (NBFC-BL) reflect a strong compliance framework.

  5. Stable Revenue Streams: Consistent income from its investment activities provides PNBFIL with a stable revenue base, reducing dependence on a single income source. 

Weaknesses:

  1. Limited Public Deposit Base: As an NBFC that does not accept public deposits, PNBFIL may face limitations in accessing a broad range of funding sources compared to other financial institutions

  2. Dependency on Investment Income: The company's heavy reliance on income from investments makes it susceptible to market volatility and economic fluctuations. 

  3. Regulatory Uncertainty: Ongoing regulatory changes and the process of obtaining necessary certifications could introduce uncertainties and operational constraints for PNBFIL

  4. Lack of Customer Interface: Limited direct interaction with customers may hinder the company's ability to diversify its service offerings or capture new market opportunities

  5. Narrow Operational Scope: Focusing primarily on investment activities, PNBFIL's operational scope is narrower compared to more diversified financial services firms, potentially limiting growth avenues

FAQs

PNB Finance and Industries Ltd unlisted shares represent equity ownership in a financial services arm promoted by Punjab National Bank. These shares are not listed on NSE or BSE and can be traded through private-market platforms like UnlistedKraft.

Yes, UnlistedKraft provides access to verified deals in PNB Finance and Industries Ltd unlisted shares. After completing your KYC and placing your order, the shares are usually credited to your demat account within 24 hours.

Unlisted shares carry certain risks such as lower liquidity and limited public disclosure. However, being backed by a reputable institution like Punjab National Bank adds credibility. UnlistedKraft ensures secure, verified, and transparent transaction processes.

Pricing depends on recent private transactions, investor sentiment, demand‑supply dynamics, and company fundamentals. UnlistedKraft keeps pricing updated regularly to reflect fair and current market valuation.

Yes, you must have a valid demat account to receive and hold unlisted shares such as those of PNB Finance and Industries Ltd.

There is no mandatory lock‑in period unless the company goes public. Investors typically hold shares until a liquidity event such as an IPO or acquisition to benefit from potential long‑term appreciation.

Yes, you can resell your shares through UnlistedKraft’s resale network, depending on buyer demand and prevailing market conditions.

Yes. Per SEBI regulations, pre‑IPO investors must observe a six‑month lock‑in period after the company’s shares are listed on a public stock exchange.

If held for more than two years, capital gains qualify as long‑term and are taxed at 20 percent with indexation. If sold within two years, gains are considered short‑term and taxed as per your income tax slab.

UnlistedKraft offers trusted access to unlisted share opportunities like PNB Finance and Industries Ltd, supported by transparent pricing, expert assistance, secure transactions, and fast credit of shares to your demat account.
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